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You can build higher walls, install better alarm systems and even place your art and antiques in shock-proof glass cases – but your last line of defence will always be your insurance policy.
There's an old joke about why millionaires smile so much. It's not because their wealth makes them happy — it's because they can afford a decent dentist. Can you?
Tools of the trade are expensive, but if they get stolen, it can reduce your earnings, so it is important to consider a good tools of the trade insurance policy.