Among the many resolutions people make in the new year - to quit smoking, do more exercise, spend more time with family - one of the most common is to save more money. Of course, it's often easier said than done, which is why it's so important to make a concrete commitment that you can measure month by month.
Christmas left its mark on your bank account again last year, as Diane pointed out it might. You vowed to stick to your budget, but you couldn’t resist the silk scarf that was screaming Auntie Nettie’s name. So you caved.
In recent months payday loans have frequently featured in the media. And this is seemingly for all the wrong reasons. Stories of people not being able to pay back their debt, of particular lenders using aggressive debt collection practices and of exponentially high interest rates plague people’s minds.