You're in the market for a mortgage, but you don't know where to start. You do have a vague idea of “comparison shopping,” but lenders don't really seem to be open to the idea of negotiating. What you really need to do is hone your analytical skills. You need to dig deeper into the fine print and not rely so much on the published rates. Here's how to do that.
Debt is inevitable for most people. Whether it's student loans, mortgages, credit cards, or any other source, everyone finds a way to borrow and spend money they don't have.