Buying insurance is not the most exciting thing to be doing. That said some you must have, like car insurance, others you should seriously consider, like home or travel insurance. Whatever you decide to buy though make sure you take the time to buy the cover you need and critically understand what you're buying.
I recently flew to Edinburgh from Exeter Airport. A lovely weekend break but marred by receiving a Parking Charge Notice (PCN) from Premier Park on my return. A parking fine which I have appealed against. This is why.
In today’s employment market, employers can no longer rely on attractive salaries to entice potential employees, nor can they rely on such salaries to retain existing employees. The challenge for the present day employers is to find innovative ways of offering additional benefits that are perceived to be beneficial to the welfare of their staff.