What are payday loans and are they a good idea?

We all get strapped for cash from time to time. Sometimes those bills all arrive at once and leave us struggling to make ends meet. However, help is at hand in the form of payday loans. But these convenient loans can come at a high price.

Quit smoking to knock thousands off your insurance bills

Saving money is often one of the first reasons given for quitting smoking. But we usually think only in terms of the money saved on the cigarettes themselves. However, you could also save thousands on your insurance bills by packing them in.