Uncomplicated Clear Credit Card

The Clear Credit Card from the Co-op Bank is a simple, uncomplicated product and is growing in popularity.

Co-op Clear Credit CardAccording to Co-op Bank, there has been a 10% increase in take-up of its Clear Credit Card over the last year.

The credit card offers a single interest rate for all card transactions, including cash withdrawals, purchases and balance transfers.

Other key points about the card include

  • 12.9% APR typical / variable
  • No charge for UK cash withdrawals or cheques
  • Up to £25,000 free Travel Accident Insurance when the credit card is used to pay for the tickets
  • 24-hour medical and legal assistance overseas

The Clear Credit Card does not have an annual fee.

David Fawell, Head of Credit Cards and the Co-op Bank, comments ‘We have seen an increased demand for our clear card as many customers now look for simplicity and a transparent charging structure when choosing their banking products.’

Interestingly, others are taking a different approach. The recently launched Egg Money World Credit Card for example has a package of rewards and benefits and comes with an annual fee of £12.

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