If you are off on a February half term holiday, perhaps for some family skiing, don’t forget the all important travel insurance just in case there’s an accident or illness to cover costs for.
Bob Atkinson, travel expert at moneysupermarket.com said “Whether you’re seeking sunshine in Spain or snow on the slopes, travel insurance is an essential item when planning any holiday and you should not leave home without it.
A family holiday can be costly, especially when it involves winter sports like skiing and snowboarding, but foregoing travel cover is simply not an option and scouring the small print really is a must. On top of the usual standard criteria such as cancellation, baggage cover, and medical expenses, some policies may also include extras such as cover for sports equipment, ski pass, or going off-piste.”
So if you are off skiing buy ski insurance cover – there’s your ski equipment that could be damaged on the slopes or in transit, let a lone your other baggage, plus of course there’s the medical cover – imagine the cost if you have to be airlifted off the piste. Make sure you get the cover you need for your specific requirements.
There are specialist ski insurance providers, such as Complete Ski, or check the cover offered by mainstram travel insurance providers. You can use a comparison website, such as Confused.com, to easily see what’s on offer.
If you travel more than once a year you may find family annual travel insurance more cost effective.
Make sure you also get your EHIC (European Health Insurance Card) too as this entitles you to state provided healthcare in Europe, incluing Switzerland. It’s not a replacement for travel insurance though. If you haven’t got one you can apply for one free.