Buying the cheapest travel insurance may not provide you with the best cover for your travel, make sure you have cover that meets your needs at the best price.
Whether it’s buying car insurance, home insurance or travel insurance, people need to look at more than just the price.
Price comparison sites such as moneysupermarket.com or Confused.com offer a great service allowing you to compare different insurance policies and prices. Invariably though many focus on the price and look for the cheapest but as Sean Tipton, spokesperson for ABTA, the Travel Association, advised the cheapest option isn’t always the best as it will usually offer the lowest level of cover.
In order to buy the best travel insurance for your needs, Tipton also explained that you need to advise your insurer of any pre-existing medical conditions as these could affect your policy.
This advice comes on the back of a recent report from Which? which found that some travel agents may be selling travel insurance that may not be suitable for customers. A number of agents checked during the undercover research did not explain the importance of declaring pre-existing medical condition and some didn’t even ask about them at all.
Travel insurance is important to consider, particularly topical at the moment with the summer holidays approaching and the World Cup almost upon us to which it’s estimated some 20,000 England fans are travelling. Make sure you are protected.