BT credit card review – what are the benefits?

Continuing our series of credit card reviews, we now look at the BT credit card – what are the benefits?

BT credit cardAs well as benefits around 0% interest on balance transfers and purchases, the BT credit card also has benefits aligned to BT services, the key being money off your BT bill.

You can apply for the BT credit card online and it will only take a few minutes. You will get an instant decision.

The BT credit card doesn’t have an annual fee and curently has an interest rate of 16.9% APR typical (variable).

Other key benefits of the credit inlcude include

  • Earn money off your BT telephone and broadband bills (when charges are included with your telephone bill) – for every £1.50 spent on the card you earn a 1p reduction on your BT bills
  • The credit card is directly linked to your BT home telephone and broadband accounts so the money automatically comes off, you don’t have to worry about using discount vouchers
  • 0% interest on purchases for 3 months from date account is opened
  • 0% interest on balance transfers for 13 months from date the account is opened. A transfer fee of 3% applies
  • Online banking with paperless statements and opt in for balance updates by text
  • Free fraud protection
  • Free 24-hour worldwide customer help and support line

There are also exclusive offers for BT credit card holders.

For example, currently, as a card holder, if you order BT Total Broadband you’ll receive a welcome cheque for up to £55 depending on the broadband package you sign up for.

Just to top it all you have a choice of great colours for your card – Orchid Pink, Iconic Black, Forest Green and Cool Silver.

The BT credit card is issued by MBNA, one of the largest UK credit card issuers.

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