Everyone likes being fashionable – there’s nothing quite like knowing you make heads turn when you walk into work or down the street. Unfortunately, it’s easier for some, more so than others because of money. Staying fashionable, it seems, requires a sizeable budget.
Our bank accounts are indispensible assets to us. They help us to lead busy, productive lives. Every day millions of us use them to pay direct debits, store our money, borrow money, pay for food and numerous other tasks.
The battle for who can dominate the market in terms of business mobile phones is really starting to heat up. The drive to be number one between companies like Apple and RIM has pushed the capabilities of business mobile phones to new levels with incredible functionality in terms of communication and genuinely revolutionary business apps.
Christmas left its mark on your bank account again last year, as Diane pointed out it might. You vowed to stick to your budget, but you couldn’t resist the silk scarf that was screaming Auntie Nettie’s name. So you caved.
In recent months payday loans have frequently featured in the media. And this is seemingly for all the wrong reasons. Stories of people not being able to pay back their debt, of particular lenders using aggressive debt collection practices and of exponentially high interest rates plague people’s minds.
Following Jessops, the DVD and music chain HMV has now gone into administration. Sadly there will no doubt be more well known retailers to hit the buffers this year and our sympathies are with those facing uncertainty over their jobs. An outrage though is that HMV have said it will not be accepting gift vouchers.
Back in February of 2012, MPs and peers declared asbestos in UK schools a “national scandal” after the Department of Education suggested that as many as three-quarters of schools housed asbestos. Extensively used from the 1950s to the late 1980s, anything from houses to office to factories to schools could contain the deadly substance.
Professional indemnity insurance is a type of insurance policy that provides cover for businesses that offer advice and/or professional services – such as solicitors, accountants, management consultants and estate agents. For many of these businesses the securing of professional indemnity insurance – or professional liability insurance which protects against damage to client or their property – is a legal requirement.
In some respects, protecting your business is relatively straightforward. Yet protecting your business may need to be thought about in slightly wider terms if you are to sleep a little bit more easily at night, safe in the knowledge that you have done all you can.
Started in 2000 by the government in order to take the pressure off legal aid, ‘no win, no fee’ has created thousands of opportunities for people who would previously have been unable to take their claim to court.
If you’ve just managed to sort out your debts, you will no doubt be relieved. However, that being said, you will now have to work at rebuilding your credit rating. This can take a long time and will require a lot of discipline. But in the long term, it will be all worth it, as it will allow you to have access to much better rates of interest.
The Christmas period is always the most difficult, with more individuals feeling ‘the squeeze’ year on year. If you want to earn a bit more money this year, why not consider taking up one of these extra money making ideas.
The availability of documents etc. make it is easy to physically construct a will these days, but the decisions that you have to make along the way can be some of the hardest of your life. There are a few critical things that you need to think very carefully about, with the help of your loved ones.
Are you one of the many struggling with your finances, perhaps teetering on the edge of debt problems? All may not be as dire as you think. Do you have some unwanted gold chains, necklaces, coins or other collectables? If so it may be time to turn them into cash.
If you found you couldn't work for a long period of time because of illness or an accident, how would you manage? Think about it. You really need to have some form of income protection so that you can at least cover your bills.
With all the adverse publicity about personal injury claims, the no win no fee system and so-called ambulance chasing it’s all too easy to overlook some basic , important and quite surprising facts about compensation for accidents.
As much as there are a variety of bank accounts, from a current account to a savings account, there are different ways to set up a new bank account. We take a look at your options.
Here at MoneyHighStreet we often get approached to review or comment on personal finance matters. When we feel the product or service fits well with our readers we are very happy to do so. We take a look now at Claims Direct, who can put you in touch with No Win, No Fee solicitors if you have had a personal injury.
Some people may see critical illness insurance as a kind of 'add-on' they can select when buying life insurance. But critical illness cover could actually be just as important as life insurance - especially if a serious illness stops you working for a while. Here is a guide to critical illness insurance from www.homeandlife.co.uk.
Few would disagree that living from pay-cheque to pay-cheque is less than ideal. Worse still is the idea - or knowledge – that you’re spending more than you earn. If your finances are constantly in the red after payday and the settling of all of your bills, then it’s high time you got your finances in order.